For at least one hour a day, there should be a life course in all public schools teaching from grades 1 through 8. The school should be set up like aboard game. Each child is given a pay cheque to cash at the make shift bank. Then they are to pay bills at check points around the school. The childs pay cheque is based on grades, class performance, and extra help the child does around the school. This would teach a child the value of money, and responsibility.